Ajman UAE: Is it a Good Place to Live in 2025?

Ajman UAE is the smallest emirate full of culture, comfort, and warmth, and most importantly it is quite affordable compared to other cities of UAE. Since it is economical, you can enjoy modern amenities while living in Ajman. 

What else to know about living in Ajman UAE? Here we have elaborated it for expats or if you are relocating to UAE.

Ajman UAE: An Overview 

Ajman is the smallest of all seven emirates in UAE, but is a key contributer to the heritage and holds significance with its strategic location along with Arabian gulf. Located 9 KM away from Sharjah International Airport, Ajmán is expanding its buisness oppurtunities to attract investors and tourists alike. 

Now, it is rapidly developing in sectors like real estate, trade, tourism, and differnt industries.

Why to Consider Ajman UAE Over Other Emirates? 

Compared to other cities of UAE, the living cost in Ajman is comparatively lower than Abu Dhabi and Dubai. The pace of life there is normal and not bustling and offers more business opportunities to flourish its small but growing economy. 

Living cost of Ajman UAE

Ajman is one of the most affordable emirates that has attracted to many residents who have limited funds and seeking for a lower living cost. 

The rental prices in Ajman are significantly low for one bedroom apartment in the centre of city with around an annual cost of AED 20,000 to 30,000–almost half or quater in Dubai and Abu Dhabi.

For commute, you have the public transport, but because of lower fuel cost, many people prefer to have their private vehicles. Overall, it offers a cost-effective lifestyle without compromising its quality. 

One huge perk of living in Ajman is the lower cost of living. Here’s a rough monthly guide for a single person and a family of four, including rent:

Vivienda y Bienes Raíces

Ajman’s property market offers both rental units and freehold purchases. You’ll find apartments, villas, and studio flats for various facilities available properties and prices. Rates in 2025 remain competitive compared to nearby emirates. However, the rates by the time this article was written were like

Flats and Apartments

• Estudios: From around AED 11k a AED 15k per year.
• 1-Bed Flats: Starting at AED 18k a AED 21k annually.
• 2-Bed Flats: Alrededor AED 24k a AED 30k per year.

Villas

• 3-Bed Villas: Often AED 34k a AED 53k annually.
• 4-Bed Villas: Commonly start from AED 42k a AED 58k.

Where to Buy: Some freehold zones let expats purchase property with services and facilities available properties. Expect lower prices than Dubai, making Ajman an appealing spot for first-time buyers.

Popular places to live in ajman UAE

Here are the top places for those who want to be near shops, schools, or quiet corners.

1. Ajman Downtown
   • Near Ajman City Centre and the Corniche.
   • Home to many high-rise towers and shopping outlets.
2. Al Nuaimiya
   • Perfect for easy access to malls, hospitals, and supermarkets.
   • Good mix of apartments for different budgets.
3. Al Rawda
   • Quieter outskirts with several schools and a hospital.
   • Ideal for families needing quick routes to Dubai and Sharjah.
4. Emirates City
   • Modern high-rises close to E311, good for commuting between emirates.
   • A variety of apartment sizes at competitive rates.
5. Al Rashidiyya
   • A mix of flats and villas.
   • Close to universities like Ajman University.
6. Al Mowaihat
   • Known for spacious villas.
   • Near top schools and grocery stores.

Education and Ajman University 

Ajman is home to several reputable educational institutions, with Ajman University being one of the most recognized universities in the region. It was established in 1988, Ajman University offers undergraduate and postgraduate programs in various disciplines, including engineering, business, medicine, law, and IT.

The university attracts students from across the UAE and beyond due to its high academic standards, state-of-the-art facilities, and emphasis on research and innovation.

Apart from Ajman University, the emirate has several international schools and colleges catering to expatriate families, following curricula such as the British, American, and Indian education systems.

These schools provide high-quality education with a focus on extracurricular activities and skill development. The popular ones are

• Ajman Academy: British curriculum.
• City School: CBSE system.
• Al Ameer English School: English-based curriculum.
• Ajman University: Leading higher education institution.

Daily Life and Amenities

Ajman caters to everyday needs without the chaos of bigger cities. You can enjoy your luxuries and necessities by

Shopping and Dining at

• Ajman City Centre: A large mall with cinemas, global brands, and a big supermarket.
• Safeer Mall: Good for daily groceries and household items.
• Restaurantes locales: Find Middle Eastern, Asian, and Western cuisines.

For Leisure and Recreation

• Ajman Corniche: A scenic strip along the sea, perfect for walks and jogging.
• Public Beaches: Enjoy beach volleyball, sunbathing, or fishing.
• Al Zorah Nature Reserve: A mangrove forest for birdwatching and kayaking.

Ajman’s rapid development includes top-notch schools and hospitals.

Business Setup in Ajman 

Ajman is an attractive hub for entrepreneurs and investors due to its business-friendly environment, lower costs, and strategic location. Setting up a business in Ajman is relatively straightforward, with various options available:

• Mainland Companies – Businesses registered in the Ajman mainland can operate anywhere in the UAE but require a local sponsor.
• Free Zone Companies – Foreign investors can own 100% of their business within the Ajman Free Zone, making it a popular choice for startups and international businesses.
• Offshore Companies – These are ideal for businesses looking for tax advantages and international trade without physical office space in Ajman.

El Ajman Department of Economic Development (ADED) facilitates business registration, licensing, and investment opportunities, making the process seamless for entrepreneurs.

What is the Distance between Dubai and Ajman?

Ajman is located just 40 km (25 miles) from Dubai, making it an ideal residential location for those working in Dubai but seeking a more affordable living environment. The travel time from Ajman to Dubai varies depending on traffic, typically taking around 30 to 45 minutes by car. The emirate is well connected by major highways like Sheikh Mohammed Bin Zayed Road (E311) and Emirates Road (E611), facilitating easy commuting.

Public transport options include buses operated by the Roads and Transport Authority (RTA) and taxis, although most residents prefer driving due to the convenience and affordability of fuel in the UAE.

What is Ajman Free Zone? 

AFZ or Ajman Free Zone is leading free zones in UAE which is established bad in 1988, offering numerous benefits for business such as

• It allows 100% foreign ownership
• Has no corporate or income tax
• Full repatriation of capital and profits 
• Has a lower setup and operational cost
• Allows multiple business activities 
• Ensures hassle free registration and fast process. 

In a nutshell, Ajman Free Zone is an attractive destination for startups, SMEs, and international companies looking to establish a base in the UAE. It provides state-of-the-art facilities, including office spaces, warehouses, and smart business solutions to support various industries.

Tourism in Ajman 

Ajman may be the smallest emirate, but it offers a variety of attractions for tourists and residents alike. Some of the must-visit places include:

1. Ajman Beach – A pristine coastline with clear waters, perfect for relaxation and water activities.
2. Ajman Museum – Housed in an 18th-century fort, the museum showcases Ajman’s rich history, culture, and heritage.
3. Al Zorah Nature Reserve – A stunning natural area with mangroves, home to various bird species, including flamingos.
4. Sheikh Zayed Ajman Mosque – One of the largest mosques in the emirate, showcasing beautiful Islamic architecture.
5. Marina Ajman – A vibrant waterfront area with restaurants, cafes, and a scenic promenade.

Hotels in Ajman

Ajman offers a range of hotels catering to different budgets and preferences. Some of the best hotels in Ajman include:

1. Ajman Saray, a Luxury Collection Resort – A beachfront hotel known for its luxurious amenities and exceptional service.
2. Fairmont Ajman – A 5-star hotel offering stunning ocean views and fine dining experiences.
3. Bahi Ajman Palace Hotel – A blend of modern and Arabian architecture, ideal for both business and leisure travelers.
4. Wyndham Garden Ajman Corniche – A comfortable stay with excellent facilities and close proximity to Ajman Beach.
5. Ramada by Wyndham Beach Hotel Ajman – A budget-friendly option with great amenities and beach access.

Fairmont Ajman

Fairmont Ajman is a luxurious 5-star beachfront hotel located along the pristine shores of Ajman. The hotel offers elegant accommodations, world-class dining options, and stunning panoramic views of the Arabian Gulf. It is well-known for its exceptional hospitality, spa services, and high-end facilities, making it a preferred choice for both leisure and business travelers.

Guests at Fairmont Ajman can enjoy fine dining restaurants, a private beach, an infinity pool, a fully equipped fitness center, and various water sports activities. The hotel’s strategic location makes it easily accessible from Dubai and Sharjah, making it a convenient getaway for travelers looking to experience luxury in a serene environment.

The Verdict for Ajman UAE

Ajman is a dynamic emirate that offers a perfect balance of affordability, business opportunities, tourism, and education. It facilitates immensely to people seeking an affordable place to live, a quality education system, business-friendly policies, or a relaxed tourist destination, Ajman has something for everyone. 

Its proximity to Dubai, combined with lower living costs and a growing economy, makes it an ideal location for residents, entrepreneurs, and visitors alike. As Ajman continues to develop, it is set to become an even more attractive destination within the UAE.