Etiqa 旅行保险评论 – 为您的旅程提供全面保障

Travelling is an experience filled with anticipation and excitement, but it also carries the risk of unexpected incidents that can turn a dream trip into a daunting ordeal. That’s where travel insurance is invaluable, acting as a safety net and providing peace of mind while you’re away from home.

Etiqa Travel Insurance offers comprehensive plans that cater to travel-related adversities, such as trip cancellations, medical emergencies, or loss of belongings, so you can focus on making memories rather than worrying about potential mishaps.

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Understanding which insurance option best suits your journey can be as important as planning the trip. It strives to make this selection straightforward with flexible plans, some of which offer COVID-19 add-on coverage, reflecting the contemporary needs of travellers.

Additravellers the provision providing medical assistance available 24/7Etiqa’s dedication to serving policyholders anytime, anywhere. When it comes to the dreaded scenario of making an insurance claim, Etiqa simplifies the process with an explicit claims careline that explains the link of service providers to support your needs in various languages all around the globe.

Navigating the world of travel insurance can be complex, but with E. Still, within coverage options and the support provided, travellers can easily find a plan that aligns with their travel style and requirements. Whether you indulge in adventure activities or travel for tranquillity, knowing how to secure your travels and manage potential claims can transform your travel experience.

Etiqa Travel Insurance Review – Key Takeaways

  • Etiqa Travel Insurance plans to cover various travel-related inconveniences, offering travellers peace of mind.
  • The insurance provider simplifies choosing coverage with flexible plans and 24/7 support for policyholders.
  • Making claims is less overwhelming thanks to Etiqa’s precise, PRS, straightforward, global assistance network.

Understanding Etiqa Travel Insurance

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Etiqa offers a variety of travel insurance options to safeguard your journey. With a comprehensive and varied array of plans, you can choose the coverage that suits your travels best.

Insurance Plans Overview

Individual and Family Plans:

  • Entry Level: Ideal for budget-conscious travel travellers experiencing primary risks.
  • Savvy and Luxe: Higher coverage limits and additional benefits for more peace of mind.

Corporate Plans: Customizable solutions designed to meet the specific needs of businesses and their employees while travelling.

Tiq by Etiqa: A dedicated product line offering a range of insurance plans for single and multiple trips annually.

Key Benefits and Coverage

  • Overseas Medical Expenses: Coverage for medical emergencies abroad, ensuring you don’t face hefty bills.
  • Travel Delays and Cancellations: Compensation if your travel plans are interrupted due to unforeseen events.
  • Baggage Delays: Reimbursement for the inconvenience of delayed, lost, or damaged luggage.
  • Personal Accident: Financial protection against accidents that occur while you are travelling.


  • Repatriation of Mortal Remains Assistance with the cost and arrangements in the most unfortunate event.
  • Hospital Income: Daily cash allowance if you’re hospitalized while travelling.

Additional Coverage Options

  • COVID-19 Add-on: Essential during the pandemic, covering medical and other unforeseen expenses related to COVID-19.
  • Adventure Activities: Optional add-on for those engaging in higher-risk activities.
  • Personal Liability: Protection in case you are liable for third-party injuries or property damage.
  • Compassionate Visit: Coverage for a family member’s travel costs if you are hospitalized abroad.

Etiqa TripCare 360: A comprehensive option that includes, but is not limited to:

  • Cashless medical care
  • Coverage for adventurous activities
  • 25% rebate for online applications

Your travel insurance plan can define the quality and safety of your travel experience. Etiqa’s diverse plans ensure the deal matches your trip’s needs. Whether you’re an adrenaline junkie seeking thrills or a frequent business traveller, Etiqa has you covered.

Claim Process and Support


Knowing the claim process is essential for a smooth resolution when handling travel mishaps. Etiqa’s claim support is streamlined to get you back on track quickly.

Making a Claim

To initiate a travel insurance claim with Etiqa:

  • File Promptly: Notify Etiqa of your claim within 24 hours and submit it within 30 days after the incident.
  • Online Submission: You can submit claims through the Etiqa website by completing a form with necessary details such as policy number and travel dates.
  • Required Documents: Include all relevant documents, for example, medical reports for a medical claim or a police report for lost belongings.

Customer Support and Services

Etiqa ensures assistance is readily available:

  • Contact Channels: Contact the 24/7 WhatsApp line at +603-2780 4677, email, or call the Claims Careline.
  • Query Resolution: For questions about your claim process, use the customer care services available through WhatsApp, telephone, or email.

Etiqa’s Digital Platforms

Etiqa offers various digital platforms to enhance your experience:

  • Website: The official site provides detailed information on the claim process, including downloadable forms and checklists.
  • Tiq by Etiqa App: This app simplifies the online purchase and claim submission for your t insurance.
  • Live Tracking: Obtain real-time updates on the status of your submitted travel claims.

Etiqa does not offer a straightforward claim procedure but offers extensive support throughout your journey, keeping you informed and secure.

Travel Insurance During Covid-19

When planning your travels during these uncertain times, understand your travel insurance options, especially regarding Covid-19 covcCOVID-19. YourVID-19Your peace of mind is a priority, and being informed about travel advisories plays a crucial role in your travel plans.

Covid-19 Coverage

  • Etiqa Travel Insurance: Ensures you are protected against the unforeseen related to Covid-19.
  • Covid-19 Add-On Coverage: Typically includes benefits like:
    • Medical expenses if diagnosed with COVID-1919 during your trip.
    • Quarantine allowance: Financial support if you’re required to quarantine.
    • Coverage for flight cancellations 或者 flight delays due to COVID-199.

Noteworthy: Some policies may offer additional features, so you should read the details carefully to understand the full extent of the coverage.

Insurance for Current Travel Advisories

  • Etiqa’s response to travel advisories: Offer policies tailored to current travel conditions, including advisories against non-essential travel.
  • Travel Advisory Coverage can include:
    • Cancellations due to government-issued advisories.
    • Adjustments for changes in advisories through the duration of your trip.

Stay Informed: Always review the latest travel advisories from relevant authorities before purchasing insurance and embarking on your journey.

Before you embark on your next adventure, ensure you have the correct travel insurance. With Etiqa, tailor your coverage to include Covid-19 protection, and travel with the confidence that you are well-prepared for the new normal.

Plan Inclusions and Add-Ons

Navigating various travel insurance plans can be overwhelming, but understanding what each plan offers and what additional coverages are available to cater to your unique travel needs is crucial. Let’s break down the plan inclusions and possible add-ons you can consider with Etiqa travel insurance.

Comprehensive Benefits of Various Plans

  • Medical Expenses: Your safety is paramount, and Etiqa plans to cover medical expenses due to accidents or sickness while travelling.
  • Trip Curtailment: If you need to cut your trip short, rest assured that the trip curtailment benefits have you covered.
  • Emergency Medical Evacuation: The unforeseen need for an emergency medical evacuation can be daunting; Etiqa’s plans offer appropriate coverage.
  • Rental Car Excess Cover: If you rent a car, protect yourself against the excess costs that could arise from unforeseen incidents.

Tailored Add-Ons for Specific Needs

Sometimes, your journey requires that extra layer of protection. Etiqa offers specific add-ons to ensure your peace of mind:

  • COVID-19 Cover: In these uncertain times, opt for an add-on that covers COVID-19-related issues to ensure your travel plans remain secure.
  • Pet Hotel Cover: Your furry friends deserve protection, too. Etiqa can cover the additional pet boarding costs if your trip gets delayed.
  • Sports Equipment Protector: For the adventurous traveller, safeguard your sports equipment against damage or loss.

General Questions About Etiqa Travel Insurance

Etiqa offers a variety of travel insurance policies designed to meet the needs of travellers from and within territories, including Singapore, Malaysia, the rest of Asia, Israel, and the Palestinian territories. Understanding these policies is vital for protecting against common travel concerns such as trip delays, medical emergencies, and loss of travel documents.


  • How can I purchase Etiqa Travel Insurance?
    You have several options:
    • Purchase online through the Etiqa website.
    • Contact a local agent.
    • Visit an Etiqa branch closest to you.
  • When should I buy my travel insurance?
    Purchasing insurance at least 6 hours before your departure to Ensuris is recommended for timely coverage.
  • What does Etiqa Travel Insurance cover?
    • TripCare 360 & TripCare 360 Takaful: These plans offer coverage for travel delays, trip postponement, flight diversion, medical emergencies, and loss of baggage.
    • Overseas Medical Expenses: Reimbursement for medical expenses incurred while abroad.
    • Hospital Income: A daily allowance for each day you’re hospitalized while travelling. 访问: Covers the travel costs for a relative or friend if you’re hospitalized.
    • Personal Liability: Protection if you’re liable for injuring someone or damaging property.

Contact and Support Information

  • Customer Service Availability:
    Etiqa’s customer service is designed to assist you promptly and efficiently.
    • Website: Access support through Etiqa’s online portal.
    • 电话: Get in touch directly for immediate assistance.
    • In-Person Assistance: Visit an Etiqa branch for face-to-face support.
  • Claims and Assistance:
    Should you require emergency assistance or need to make a claim, reach out through the dedicated channels:
    • Hotline numbers: Available for travellers within Asia and worldwide.
    • 电子邮件: For non-urgent inquiries or detailed assistance.

By providing extensive coverage options and various channels for customer support, Etiqa ensures that your travel insurance needs are met quickly and confidently. Remember to explore all plan specifics and consider additional coverage for activities not included in standard plans. Stay informed, and travel with the peace of mind that Etiqa Travel Insurance aims to offer.