Dubai Cost of Living Calculator 2026

Enter your monthly salary and select your lifestyle preferences. This tool gives you a realistic breakdown of living costs in Dubai based on current 2026 data.

What You Need to Know About Living Costs in Dubai

Dubai offers a tax-free salary, but the cost of living varies widely based on your lifestyle choices. Housing takes the biggest share of your budget. A studio in areas like JVC or Al Nahda costs around AED 4,500 per month. Move to Marina or Downtown and that same studio jumps to AED 7,000 or more.

Transport costs depend on your commute. The Dubai Metro and bus network covers most major areas for under AED 350 per month. Owning a car adds fuel, parking, Salik tolls and insurance. Budget AED 800 minimum if you finance a vehicle.

Groceries from hypermarkets like Carrefour and Lulu cost around AED 1,500 per month for a moderate lifestyle. Dining out is part of Dubai culture. A casual meal costs AED 30 to 50. A mid-range restaurant runs AED 100 to 200 per person.

DEWA and Utility Costs

DEWA (Dubai Electricity and Water Authority) charges a housing fee of 5% of your annual rent, split across monthly bills. A typical 1BR apartment uses AED 400 to 600 in DEWA charges. Internet costs AED 300 to 400 for a standard du or etisalat package.

Healthcare in Dubai

Employers must provide health insurance under UAE law. Your basic plan covers standard consultations and hospital visits. If you want wider network access or dental and optical coverage, expect to pay AED 500 to 1,200 monthly for a private top-up plan.

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